Why Partner With EMM Wholesale?

Our Expertise is Your Advantage – Benefit from growing your business with EMM Wholesale!

Our Wholesale Lending Partners can accelerate their pipeline when working with some of the most experienced wholesale lending teams paired with an arsenal of products and a technology platform that helps grow your business!

Brokers partnering with EMM Wholesale can expect engaging with a hands-on team experienced in wholesale lending. We maintain a solid reputation of excellence, speed, and compliance making us a partner you can rely on. Our simple and automated technology enables:

A World Class Experience For

Mortgage Broker Partners, Accessible Anywhere

Manage your pipeline, lock loans, and more from anywhere! Business doesn’t need to stop because you’re not at your desk.

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Broker Testimonial

“Working with EMM doesn’t feel like a BROKER-LENDER relationship, it feels like they are co-workers or colleagues” That is amazing! I tell you this because I want you to know I am sure we are not always the easiest to deal with, but your efforts do not go unnoticed or unappreciated. Thanks for all you do for my TEAM/FAMILY.”

“Again, I cannot thank you and your team enough for your help with this. The customer was ecstatic when I shared the news. We will get one across the finish line as soon as we get a contract on it for them. You have my commitment to get you as much business as possible.”

“We have had to use another lender for the lower credit score borrowers that we have that do not meet EMM Fico guidelines and it has been sheer torture. We have talked and we think it seems so bad because we are SOOOOOO spoiled with EMM. From you Alan, Deb to Keri to all of the U/W team. You make our jobs easier, and we can always count on a seamless process. So, I just wanted to say to all of you. Thank you. I am sure you don’t hear that nearly enough. And a special Thank you to Keri who is the BEST CSR that has ever worked in this business.”

“I wanted to take a moment and give a huge shoutout to Alan R. Michaels and his team at EMM. We had one final condition that we were struggling to clear due to another lenders issue... the result of this setback was going to force my borrowers back to the negotiating table to discuss a complex rent back. At 10am Friday, I received what I needed from the other lender so that we could now clear the remaining condition. I immediately jumped on the phone with Alan, informed him of the situation, and at 4:45pm same day we had docs and the wire! WOW! Fan for life. Thank you, team EMM.”

“I just wanted to thank the entire EMM Wholesale Team for your support in helping me get 4 Clear to Closes in the past 24 hours. You are the best Lending Partner Ever!!! If it were not for you, I wouldn’t be able to establish great Realtor partnerships. You make me look good. The market has seemed to have gotten even tighter and more competitive, so I need to deliver impressive results to win the business!! I could not do it without you! Thank you. Thank you. Thank you!!”

"I want to take the time to thank Alan R. Michaels and the entire EMM Team. We had an incredible year with the support of Alan and his team. Because of Alan and EMM, we were able to deliver Top-Notch service that I can stand behind with complete confidence. EMM has outstanding follow-through/follow-up, impressive pipeline management, and the Best Underwriting and Operations team. If EMM Wholesale says they will take care of your loans, they stand by their word! The team at EMM delivers 100% all the time! Thank you, Alan, and the entire EMM team, for helping us have our best year ever in 2021. We would have never been able to close as many loans as we did without you. Let us CRUSH it again together in 2022!!".

“TWO loan rescues in less than a week! Both coming from bigger retail banks that issued denials due to their in-house overlays. If you have clients being told they cannot be pre-approved give me a call- I may have options to help them! 757-632-7825. Thankful to have some of the best partners in the business! Alan R. Michaels.”

Jenel D. says: "I want to take the time to thank Alan R. Michaels and the entire EMM Team. We had an incredible year with the support of Alan and his team. Because of Alan and EMM, we were able to deliver Top-Notch service that I can stand behind with complete confidence. EMM has outstanding follow-through/follow-up, impressive pipeline management, and the Best Underwriting and Operations team. If EMM Wholesale says they will take care of your loans, they stand by their word! The team at EMM delivers 100% all the time! Thank you, Alan, and the entire EMM team, for helping us have our best year ever in 2021. We would have never been able to close as many loans as we did without you. Let us CRUSH it again together in 2022!!".

I just must take a quick moment and give HUGE Shout Out to Alan Michaels and his entire team over at EMM Wholesale. Trust Mortgage partnered up with them last year and they have been Incredible for us as a Lender Partner. In the past few weeks, we have gotten some exceedingly difficult deals done with EMM that had been turned down by many other lenders. Alan, Marie, Deb, Marissa, and their entire team are TOP Notch, and we cannot Thank them enough for all of their help. If you are a Broker looking for an incredible Partner, give Alan a call!!! #RockStars

"I am a mortgage broker. This gives me great advantage against my competition. I work for my client not a specific lender. I do want to give Alan R. Michaels a big shout out for his awesome company EMM Wholesale. They allow me to offer superior service and rates for my clients. I really appreciate all that you do for my clients. Thanks for all your awesomeness. I love your customer #1 focus."

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Alan's Advice

The Benefits of Wholesale Lending – An Interview With Alan Michaels, President, EMM Wholesale

Up or Down. Boom or Bust. Bull or Bear. Every economic cycle presents its own unique challenges. The one constant through all, however, is that

July 5, 2022